Financial Planning
Financial planning encompasses retirement planning, investment planning, risk management (insurance) and estate planning. Financial planning is a process designed to help you get started on the road to financial security by taking all of these areas into account, and implementing a plan to take you from where you are now to where you want to be in the future.
At Plater Financial Inc., we like to offer all potential clients a complimentary 30-minute introductory meeting that allows both parties to communicate their needs and expectations in a Financial Security relationship. If both parties agree that there is value in continuing to develop this relationship, a secondary Financial Security meeting is scheduled. Based upon the information exchanged within the introductory meeting, potential clients are given the freedom to decide the role Plater Financial Inc. will take in overseeing and servicing their financial security planning needs.
Below is a flowchart which illustrates the types of information gathered by Plater Financial Inc. during the critical Client Discovery stage of the financial security planning process. This allows our advisors to make custom-tailored recommendations for your specific long-term financial security planning needs.
The Financial Security Planning Process: Client Discovery
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Net Worth
Cash Flow
Tax Returns
Employee's Pay Stub
Benefit Booklet
Employer's Pension
CPP Statement
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Life Insurance Policies
Disability Policies
Investment Statements
Mortgage Statement
Other Loan Statements
Latest Will & Power of Attorney
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Retirement
Income Continuance
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Education Funding
Major Purchases
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Expense Projection
Pension Projection
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Investment Projection
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Risk Tolerance Questionnaire
6 Investor Mistakes/Challenges
Investment Process
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Investment Philosophy
Investment Policy Statement
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Life
Critical Illness
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Disability
Long Term Care
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Estate Analysis
Planning Checklist
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Executor Checklist
Will Plan
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